Choose to pay in 3 or 4 instalments

Pay for your order in 3 or 4 instalments by credit card from €150 up to €6,000 with Oney Bank.

Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €150 to €6,000 in 3 or 4 instalments using your bank card.

Conditions: This offer is reserved for private individuals (over 18 years of age) residing in France and holding a Visa or MasterCard bank card with a validity date greater than the chosen financing period. Systematic authorisation cards such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards and American Express are not accepted.

Subscription terms

Once you have completed your order, simply click on the "3x 4x Oney payment by credit card" button.

You will then be redirected to our partner's 3x 4x Oney web page, where you will find a detailed summary of your order and your personalised finance application, which you must then validate.

Enter your personal details or, if you have a 3x 4x Oney account, log in using the login details for your 3x 4x Oney account. You read the general terms and conditions of payment in instalments to which you wish to subscribe, which are provided to you in PDF format so that you can read, print and save them before accepting them.

You then notify your electronic acceptance by ticking the corresponding box.

You acknowledge that the "double click" associated with the tick box on the acknowledgement of the general terms and conditions constitutes consent to contract and irrevocable and unreserved acceptance of the general terms and conditions of the product.

In the absence of proof to the contrary, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank.

Oney Bank reserves the right to accept or refuse your request for 3x 4x Oney financing. You have 14 days in which to withdraw from your loan.

How it works 

Payment in 3 or 4 instalments by credit card allows you to pay for your order on our website as follows:

     - a compulsory deposit, debited on the day of confirmation of dispatch of your order ;

     - two or three monthly instalments, each corresponding to a third or a quarter of the order, debited 30 and 60 days after the order is placed for 3-time payment and 30, 60 and 90 days after the order is placed for 4-time payment. These instalments include charges corresponding to 1.56% of the total amount of the order for 3-time payment and 2.34% for 4-time payment (up to a maximum of €25 for 3-time payment and €50 for 4-time payment).

     - payment in 3 instalments from €150 up to €6,000

Example: For a purchase of €150, deposit of €52.34 then 2 monthly payments of €50. Loan for 2 months at a fixed APR of 20.89%. Cost of financing: €2.34 up to a maximum of €25.

     - payment in 4 instalments from a purchase of €400 up to €6,000

Example: For a purchase of €400, deposit of €109.36 then 3 monthly payments of €100. Credit over 3 months at a fixed APR of 21.01%. Cost of finance: €9.36 up to a maximum of €50.

Conditions as at 04/05/2023 subject to revision. For more information, visit oney.fr

Special conditions for one-off promotional offers

For payment in 3 free instalments: the cost of financing is 0% of the total amount of the order. Example for a purchase of €150, deposit of €50, then 2 monthly payments of €50, loan for 2 months at a fixed APR of 0%. Cost of financing: €0.

For payment in 4 free instalments: the cost of financing is 0% of the total amount of the order. Example for a purchase of €400, deposit of €100, followed by 3 instalments of €100. Loan for 3 months at a fixed APR of 0%. Cost of financing: €0

Oney Bank - SA au capital de 51 286 585 € - Siège social : 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - n° Orias : 07 023 261 - www.orias.fr - Correspondence : CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr